• Credit
    • A client is eligible to get the General Loan after group recognition test conducted by the NMBMF representative. The initial loan amount will be disbursed in 3:2 ratios per group.
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    • Saving
    • This is a mandatory  saving designed to encourage saving habits of member as well as to provide safety net for both NMBMF and member. NMBMF provides interest @ 8% p.a. on this savings.
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    • Insurance
    • The clients are offered term life insurance  linking them with insurance companies. In case of client's natural death , their family or responsible person will not need to pay loan.
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  • Incorporation
  • NMB Microfinance Bittiya Sanstha Limited (NMBMF) is incorporated as a limited company under company Act 2063 and licensed by Nepal Rastra Bank as “D” class financial institution having 15 mountainous and hilly district to operate under Bank and financial institution Act 2006.
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  • Vision
  • To be a pioneer microfinance institution committed to improving quality of life through the provision of inclusive and sustainable microfinance services to the economically disadvantaged people of Mountainous & Hilly area of Nepal .
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  • Equity
  • The authorized capital of NMBMFis Rs. 200 million and issued & paid up capital is Rs. 46 million. NMBMF has proposed 15% bonus share amounting to Rs. 6 million to its shareholders for fiscal year 2071/72.
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