• CREDIT
    • A client is eligible to get the General Loan after group recognition test conducted by the NMBMF representative. The initial loan amount will be disbursed in 3:2 ratios per group.
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    • SAVING
    • This is a mandatory saving designed to encourage saving habits of member as well as to provide safety net for both NMBMF and member. NMBMF provides interest @ 6% p.a. on this savings.
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    • INSURANCE
    • The clients are offered term life insurance linking them with insurance companies. In case of client's natural death , their family or responsible person will not need to pay loan.
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  • Incorporation
  • NMB Laghubitta Bittiya Sanstha Limited (NMBMF) is incorporated as a limited company under company Act 2063 and licensed by Nepal Rastra Bank as ā€œDā€ class financial institution having 15 mountainous and hilly district to operate under Bank and financial institution Act 2006.
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  • Vision
  • To be a pioneer microfinance institution committed to improving quality of life through the provision of inclusive and sustainable microfinance services to the economically disadvantaged people of Mountainous & Hilly area of Nepal .
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  • Equity
  • The authorized capital of NMBMF is Rs. 800 million and the issued & paid-up capital is Rs. 539.80 million.
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