Dear Stakeholders, Clients, and Well-Wishers,
it is with great pride and a deep sense of responsibility that I welcome you to NMB Laghubitta Bittiya Sanstha Ltd. (NMBMF). Our mission extends beyond providing financial services—we are committed to creating meaningful, lasting impact in the lives of the communities we serve.
Guided by the strength and vision of our parent institution, NMB Bank Ltd., NMBMF has consistently expanded its footprint across Nepal, reaching underserved populations that have traditionally been excluded from formal financial systems. Our journey has been one of purposeful growth—anchored in inclusivity, integrity, and innovation.
At the heart of our operations are our clients. We strive to empower them through tailored microcredit and savings solutions, while also fostering financial literacy and entrepreneurial spirit. Our goal is to help build self-reliant communities that thrive with dignity and resilience.
Today, NMBMF operates through 7 regional offices, 144 branches, and 4 sub-branches, made possible by a committed and capable team whose efforts ensure timely service delivery and deep-rooted community engagement.
As we look to the future, we are embracing digital transformation, enhancing operational efficiency, and strengthening our governance frameworks to remain agile and responsive in a rapidly evolving microfinance landscape.
I would like to extend my sincere appreciation to our dedicated team, valued clients, respected board members, regulatory bodies, and all our stakeholders for their unwavering trust and partnership.
Together, let us continue working toward building a more financially inclusive and empowered Nepal.
Sincerely,
Mr. Anand Pandey
Chief Executive Officer
NMB Laghubitta Bittiya Sanstha Ltd.